Tax planning in retirement can be harder than you think! Your tax rate may vary widely over the years based on the timing and order in which you use different sources of money to pay for your living expenses. You want to apply the tax code in an organized and efficient way. Join us as Deanne Rosso, President/CEO and Wealth Adviser at VFS, educates attendees on retirement tax strategies that will:

• Identify the types of taxes you will face at various stages
• Address how taxes impact Social Security and Medicare
• Plan when to tap different accounts so you don’t overpay taxes

At this workshop, you will learn:

• The critical tax question you must answer BEFORE retirement
• The surprises that often make retirement more expensive
• What the Social Security “tax trap” is an how you can avoid it
• Why tapping assets in the wrong order can trigger higher Medicare premiums
• Why you need to manage taxes even before you retire
• The four stages of retirement and important tax action is each stage, including tricky IRA challenges
• Mistakes to avoid when it comes to your investment portfolio, health care, and estate

Questions?

marketing@vickeryfinancial.com

Retirement may look different for each person, but the most successful retirements usually begin with a plan! Join us for an overview of some important considerations when planning for retirement as well as some costly mistakes to avoid.

Questions?

marketing@vickeryfinancial.com

Behavioral finance seeks to account for the cognitive and emotional effects of human nature on investment decisions, attempting to understand how our innate tendencies lead us to behave.  The field of behavioral finance has found deep-rooted biases that drive investors to make decisions that often are contrary to their best interest.  Understanding these biases can help lead to better investor outcomes and success over the long-term.

Questions?

marketing@vickeryfinancial.com

Details coming soon!

Questions?

marketing@vickeryfinancial.com

The Coronavirus Aid and Relief and Economic Security Act (“CARES Act”), signed into law on March 27, 2020, was the largest fiscal stimulus package in US history. What are its main provisions, how does it compare to prior stimulus bills and how does it impact you personally?

Questions?

marketing@vickeryfinancial.com

If you are age 60 or older, retired, planning to retire, or concerned about retirement health care expenses, join our 30-minute Webinar that will help you understand how to begin making important Medicare decisions.

Have you been wondering:

• What does Medicare cover?
• How do the four parts of Medicare work together?
• When do I have to enroll in Medicare?
• How does Medicare work with my current insurance?
• What can I expect to pay for my healthcare down the line?

In this half-hour presentation, you’ll learn:

• What Medicare is, who is eligible, and how to get it.
• Who needs to enroll in Medicare, and when.
• The two ways to have Medicare, and how to choose.
• What Medicare costs, and how to mitigate those costs through private insurance.
• How to start planning for future healthcare costs.

Questions?

marketing@vickeryfinancial.com

Are the kids going to be alright? Financial results come from the small decisions we make and actions we take every day. You are the most influential financial teacher your child will ever have, so join us for some tips on teaching them the importance of making good financial decisions and learning from their mistakes.

Questions?

marketing@vickeryfinancial.com

Details Coming Soon!

Questions?

marketing@vickeryfinancial.com

Whether you’ve been investing for decades or just starting out – these “Rules” can help investors gain confidence and clarity in their financial strategy.  These concepts will benefit any investor who wants to understand how they can have a successful investment experience over time.

Questions?

marketing@vickeryfinancial.com

The Setting Every Community Up for Retirement Enhancement Act (“SECURE Act”) of 2019 was the first major revision to tax-deferred savings accounts since 2006. The Act impacted a wide swath of retirement and education plan savers, altering the rules for IRA contributions and withdrawals, 529 plans and inherited retirement accounts. How can you take advantage of these changes for your benefit?

Questions?

marketing@vickeryfinancial.com